Many seek self-improvement and many like to receive a daily quote of inspiration as an aid to this aim. But, why do we like these sound bites? And do we need them? The answer lies somewhere in between.

It has been shown in numerous studies that language is required in order for a person to formulate ideas, to make plans and to dream: the poorer the language, the poorer the intellect. We need words in order to express ourselves. Without knowing a word for something we cannot begin to properly think about it. Imagine not knowing the word for ‘love’. How could you begin to explain to yourself, let alone anyone else, what love was. Also, we can expand on the idea of love if our vocabulary encompasses other words such as; like, desire, need, want, care for, affection, kinship, attraction, cherish and so forth. Knowing the word ‘love’ we know what it is; knowing other words, we can begin to describe what it is

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and the many subtle forms of love. The more words you know, the more deeply you can think about a subject.

However, knowing words and their meaning isn’t enough. We also need to know how to use them. In fact, this can pose a great challenge; to express exactly how we feel, what we know, what we desire, by stringing a few words together in such a way that we express the very essence of what we mean. Very few of us feel confident in expressing our own ideas because of our lack of skill in using words. It is this reason we admire writers for they, more than others, reflect man’s true inner self. Nearly everyone, knowingly or not, has remembered at least one line of prose or verse from a writer, poet or songwriter. We remember these lines and hold them dearly.

So, when we are searching for self-improvement we can often turn to lines that have been given to us by writers. We turn to them to express a truth about our self, to understand something of our world. Famous quotes by some of the World’s great writers can perfectly encapsulate a thought we have, an emotion we’re feeling or a truth we hold dear. It’s not that we find the answer in a quote but our thoughts and convictions are bolstered by the words. They give us comfort and strength.

Some people can formulate ideas and express them precisely and concisely. And perhaps it is true that they don’t need quotes from others who have gone before them. But they are few and far between. Most of us lack the skill. So, if you are addicted to your ‘inspirational quote of the day’, then don’t let anyone tell you that it is a fatuous habit. Nearly all great writers have used or have been inspired by quotes of other writers.

I’ll leave you with one of my favourite quotes:

“There came a time when the risk to remain tight in the bud was more painful than the risk it took to blossom.” ~Anaïs Nin

Robin O’Brien is a successfully webmaster and founder of selfimprovementtechniques.com. He provides help, support and a selection of self improvement books that you can read at your leisure.

The Liver

The function of your kidneys is to filter your blood (which is mostly water). And one
of the functions of your liver is to metabolize fat. If you don’t consume enough
water, your kidneys can’t function properly, so your liver starts to help perform
kidney functions. So, if your liver is busy helping your ailing kidneys, you can’t burn
as much fat. Let me repeat that: No matter how much you exercise, if you don’t
drink enough water, your liver will not metabolize fat for you, because it is
trying to help your kidneys.

Too Much Water?

Being hyper-hydrated (consuming too much water) is not in any way harmful
, and actually helps your body metabolize fat. The greatest ill effect of excess
water consumption is that you will visit the washroom more often. Consider it a
chance to fit in a little more exercise into your daily routine.

There have been a few cases of long distance runners who have died from drinking
water to toxic levels, but this is extremely rare, and their situation is very unique, so
it is nothing for a normal person to worry about.

Retaining Water

You may have a medical condition that causes you to retain water, probably because
of excess salt (sodium) in your system. The solution is simple: drink more
water. Your

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body retains water for the same reason it retains fat: your body
thinks that it’s hard to come by. If you teach your body that food is abundant, it will
stop storing it. If you teach your body that water is abundant by drinking more of
it, your body will stop storing it. For more information on how your body adapts to
various stimuli, read my articles about adaptation on my website, they’re free.

Other Benefits

The more water you drink the healthier your skin becomes, because it has to be
moisturized from the inside and out. It also contributes to joint lubrication,
reducing the risk of injury in any activity. Water is the best cure for constipation,
and should be your first choice, even before increasing fiber or taking
laxatives.

When you are active, you should drink even more water, especially on hot days, to
replace what you lose in sweat. Do not wait until you’re thirsty, because
that is your body telling you that it is already under-hydrated. Try to keep yourself
over-hydrated for best health. Here’s an extra tip: cold water is more easily
absorbed into your system, plus it slightly lowers your body temperature, so you
have to burn a few extra calories to bring your body temperature back up.

I Drink Plenty of Coffee, That’s Mostly Water, Right?

What counts as water? Some say “only water”, but some research has found that
fruit juices that are mostly water can be counted towards your daily quota.
However, you simply can’t drink as much juice as you can water. Juice will fill you
up, and contains sugar which you should try to minimize in your diet. So, it’s really
not a substitute for simple, clear water. And even though coffee is made with
mostly water, it does not count since it is a diuretic and actually
strips water from your system. Colas are also full of that diuretic caffeine, besides
their ultra-high sugar content, so soft drinks should be the first item to stop
consuming if you’re trying to lose weight. Replace those “alternatives” with a
glass of water, and you’ll feel better and start losing pounds and inches.

It was recently found that even diet sodas do not help dieters, go to the “news”
section of my site to read more about this research.

I hope it goes without saying that alcohol, even when mixed with water, is a diuretic
and my advice is to minimize your consumption of alcoholic drinks.

Final Tip

You don’t have to drink a huge glass or two all at once, either. I have a large
glass of water at my desk all day. As soon as it is empty, I refill it. I naturally
sip it whenever I like, and I end up drinking more than my quota of water every day.

***

David McCormick is the founder of Weightless Products. His Mr. Weightless site is
dedicated to free weight loss articles and advice, primarily targeted to men. There
are no banners, no pop-ups, and you will never be asked for your email address.
Mr. Weightless: Wait Less for Weight Loss!

http://www.weightlessproducts.com

Do We Need Daily Inspirational Quotes For Self Improvement?

Many seek self-improvement and many like to receive a daily quote of inspiration as an aid to this aim. But, why do we like these sound bites? And do we need them? The answer lies somewhere in between.

It has been shown in numerous studies that language is required in order for a person to formulate ideas, to make plans and to dream: the poorer the language, the poorer the intellect. We need words in order to express ourselves. Without knowing a word for something we cannot begin to properly think about it. Imagine not knowing the word for ‘love’. How could you begin to explain to yourself, let alone anyone else, what love was. Also, we can expand on the idea of love if our vocabulary encompasses other words such as; like, desire, need, want, care for, affection, kinship, attraction, cherish and so forth. Knowing the word ‘love’ we know what it is; knowing other words, we can begin to describe what it is

If you are fed up with early redemption charges and ever increasing mutual fund management fees on top of bad-performing fund managers, read on. There is a quiet revolution going on in the no-load mutual fund industry and you, the individual investor, may benefit from it greatly.

I am referring to Exchange Traded Funds (ETFs), which have been around for years, but have grown tremendously since their inception. There are currently over 100 choices with around $10 billion in assets.

In a nutshell, an ETF is a specific kind of no-load mutual fund that you might consider to be a basket of stocks. ETFs are diversified like mutual funds, only they trade like stocks. They are cheap to trade (as low as $8.00) and don’t hit you with any short-term redemption fees. And they offer investing opportunities across the board.

ETFs track every index under the sun including the S&P 500, the Nasdaq 100, The Russell 2000 and many others. Available through any discount broker, they basically fall into one of three categories: broad-based U.S. indexes, sectors and international.

The have esoteric names such as iShares, StreetTracks, HOLDRs and SPYDRs. The difference is in the index they are tracking and the company marketing them. You will see big name companies offering them, like the American Stock Exchange, Barclay’s Global Investors, Vanguard, an

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d State Street Global Investors.

In my newsletter I track the currently most appropriate ETFs for you to consider. For more detailed information you can visit these web sites:

• http://www.nasdaq.com

• http://www.amex.com

• http://www.ishares.com

In addition to inexpensive trades and no short-term redemption fees, how else can ETFs save you money vs. no load mutual funds? One way is on their annual management fees. That fee for ETFs is in the area of 0.45% vs. 1.5% on average for no load mutual funds. The fees charged by discount broker are so low they almost can be disregarded, usually less than 0.1% of the transaction.

For example, I have used ETFs for some managed account clients during my last Buy cycle, which started on 4/29/03, and paid $27 for a $28,000 order — and that wasn’t even with the cheapest discount broker.

So, if these ETFs are so great, why hasn’t your broker or financial planner recommended them to you? Simple! Brokers, and those advisors working on commissions, don’t make money on ETFs; no commissions up front or hidden on the back end. It’s simply not in their interest to promote them.

With all the positives for the investor, there is one disadvantage, which may not be applicable to you unless you are a hot shot no load mutual fund picker. It is that in any given economic environment really super performing mutual funds can outperform the indexes, but an ETF can never outperform the index it’s tied to. You would need to look at your own investment record to know whether this is a downside for you.

Here’s a real life example from my advisory practice. My trend tracking indicator signaled a Buy on 4/29/03. Based on my momentum indicators I chose 5 no load mutual funds and 4 ETFs. Over the following 3 months my ETFs gained anywhere from +10.02% to +22.36%, while my no load mutual funds gained from +9.15% to +36.35%. If you’re fortunate enough to make a superior selection you will outperform an ETF. Of course, that presumes you picked a very successful fund as compared to only a moderately successful ETF.

A word of caution! Just because ETFs are cheap and easy to buy doesn’t mean they will guarantee you a profit. You can lose money with them just as easily as you do with no-load mutual funds. You still need to make sure you have a disciplined methodology in place to help you get into and out of the market. If you don’t, you’re gambling no matter what you invest in.

Having gotten the disclaimer out of the way, hopefully these insights into ETFs will broaden your perspective on ways you can prosper in your investments.

© Ulli G. Niemann

About The Author

Ulli Niemann is an investment advisor and has been writing about objective, methodical approaches to investing for over 10 years. He eluded the bear market of 2000 and has helped countless people make better investment decisions. To find out more about his approach and his FREE Newsletter, please visit: www.successful-investment.com; ulli@successful-investment.com

Diet and Exercise Evolution: Water: 65% of Your Body Can’t be Wrong

The Liver

The function of your kidneys is to filter your blood (which is mostly water). And one
of the functions of your liver is to metabolize fat. If you don’t consume enough
water, your kidneys can’t function properly, so your liver starts to help perform
kidney functions. So, if your liver is busy helping your ailing kidneys, you can’t burn
as much fat. Let me repeat that: No matter how much you exercise, if you don’t
drink enough water, your liver will not metabolize fat for you, because it is
trying to help your kidneys.

Too Much Water?

Being hyper-hydrated (consuming too much water) is not in any way harmful
, and actually helps your body metabolize fat. The greatest ill effect of excess
water consumption is that you will visit the washroom more often. Consider it a
chance to fit in a little more exercise into your daily routine.

There have been a few cases of long distance runners who have died from drinking
water to toxic levels, but this is extremely rare, and their situation is very unique, so
it is nothing for a normal person to worry about.

Retaining Water

You may have a medical condition that causes you to retain water, probably because
of excess salt (sodium) in your system. The solution is simple: drink more
water. Your

Life is full of problems.

The more you solve them, the more new ones come up.

And you can sweep problems under the carpet or run away from them.

Wherever you go, sooner or later there will be problems for you to solve.

Since this is a fact of life, you may as well develop some skills on how to handle problems in life.

Here are some insights on how to deal with problems in life so that you may achieve success and happiness.

One of the best ways to handle problems is to have the right attitude towards them.

Sometimes problems may be blessings in disguise.

Problems may be a way that existence is trying to assist us to create opportunities for us to grow and become better human beings.

Problems can hide opportunities not only for personal growth but also to create wealth and success.

For every problem, there should be a solution.

Whenever you encounter any problem that has no solution, you may well understand that it is not a problem to begin with.

Problems are also the first step in a new invention.

Dr. Scholl’s foot medications would not be around if people had not had problems with corns, calluses and other ailments.

We wouldn’t have automobiles today if people had not had problems getting from place to place quickly.

Every single invention was created because people had problems with something, so problems can really be motivational!

Problems also help you to meet new friends. If you are recently divorced,
you may join a group and meet some wonderful friends that will bring you
into a better life than the life you were living previously.

If you have a problem getting back and forth to work, y

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ou may decide to join a carpool and save money while meeting others.

Problems also are always a learning experience. You don’t actually realize
that fire burns until you get burned with it!

Unless a problem occurs, you do not learn why something happens the way it does. You cannot change your viewpoints and opinions unless you experience problems first hand.

Problems also cause you to become active in helping others. The organization
M.A.D.D. (Mothers Against Drunk Drivers) would have never been born if the
founder didn’t lose her daughter in a car accident caused by a drunk driver.

That one death has literally changed all the drunk driving laws throughout
the United States and saved MILLIONS of lives!

Without problems, we couldn’t solve a lot of future turmoils and save people
a lot of money in business.

Any company that introduces a new product will hire people to try it out before it is introduced to the market.

These people report the problems they find and the company refines it until it’s right.

Without problems developing early in these tests, the company could never
improve and fine tune their product to perfection.

Problems and mistakes are also a blessing in disguise. For instance,
Post-It(R) Notes would never have been made possible unless the guy at

the factory didn’t mess up mixing the glue recipe.

Sure, this is an isolated incident, but it shows just how important mistakes and problems can be.

However, most people have some perceived notion that making a mistake or
having a problem is “bad.”

Instead of looking for ways to SOLVE the problem, they try to live with it, cover it up or condition themselves to accept it.

This is silly! There is no problem that can’t be solved. There is a solution
to every single problem you can think of.

The solution may not always be what you want it to be but it’s a solution just the same.

And covering it up is like putting a piece of foil over a piece of spoiled
meat and expecting it not to draw maggots.

You have to dispose of the entire thing before you are finally rid of the problem.

Attack the core of the problem! Dig until you uncover it! Face facts! Admit you have problems!

Stop trying to make people think you are problem-free. It’s unnatural!

When you solve a problem that most people try to avoid or can’t solve, you get recognition and their admiration.

You may become a hero or heroine.

So, next time you have a problem, look at it logically and with enthusiasm.

That may sound a little strange but most problems can be dealt with this way.

Love the fact that you have problems because they will give you something to work on and solve.

They also will give you a way to invent new ways of doing something, new ways that will save you time and make you happier with your life.

And when you solve problems, you not only gain experience in solving other problems as they occur, but you build respect for yourself.

Then you can have the admiration of all those people who encountered the same problems but didn’t do anything to solve them.

You also will find that when you look at problems with a POSITIVE mind, you
will accomplish more, relieve stress and succeed.

May these insights about problem solving help you to succeed in life and be all you can be.

Warmly,

I-key Benney, CEO

I-key, a Millionaire CEO from New York City is the creator of “Mscsrrr: Millionaire Secret Cash System”, (online commodity trading) program which has helped thousands of ordinary people from all over the world to attain financial security and shining success during the past 2 yrs.

Mscsrrr Millionaire Secret Cash System helps you to generate $1,500+/Week for life, from home or office, part time or full time. No large investment or hassles. Win $1000-$2000 free “cash”…

No Load Mutual Funds or Exchange Traded Funds (ETFs)?

If you are fed up with early redemption charges and ever increasing mutual fund management fees on top of bad-performing fund managers, read on. There is a quiet revolution going on in the no-load mutual fund industry and you, the individual investor, may benefit from it greatly.

I am referring to Exchange Traded Funds (ETFs), which have been around for years, but have grown tremendously since their inception. There are currently over 100 choices with around $10 billion in assets.

In a nutshell, an ETF is a specific kind of no-load mutual fund that you might consider to be a basket of stocks. ETFs are diversified like mutual funds, only they trade like stocks. They are cheap to trade (as low as $8.00) and don’t hit you with any short-term redemption fees. And they offer investing opportunities across the board.

ETFs track every index under the sun including the S&P 500, the Nasdaq 100, The Russell 2000 and many others. Available through any discount broker, they basically fall into one of three categories: broad-based U.S. indexes, sectors and international.

The have esoteric names such as iShares, StreetTracks, HOLDRs and SPYDRs. The difference is in the index they are tracking and the company marketing them. You will see big name companies offering them, like the American Stock Exchange, Barclay’s Global Investors, Vanguard, an

I have never had any problem with any of my five children sleeping through the night. I started each child in my room until they seemed to sleep through most of the night. I then moved my children around the age of 9 to 10 months, into another close by room with a monitor. I made it a point to put them to bed at the same time every night. Even at nap time I tried to do it at the same time everyday. I know that sometimes things come up to where we aren’t home but if you take 2 weeks and stick with this routine your child will learn that this area of the house is for sleeping.

Now how to get them to sleep all night, I would first about 20 minutes before their set b

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edtime warm a bottle or breastfed my children to get their tummies full. Change their diapers make sure they are comfortable. Be sure and have a dim light on in their room away from their cribs or out in the hall next to their door. That way if they do wake up unexpectedly you won’t have to turn the light on and get your baby wide awake and may not go back to sleep at all. When you lay your baby down to go to sleep have some soft music playing. Never hang around when you lay baby down this just makes baby not want to go to sleep. You can watch your baby from the door and that’s okay.

Make sure that your baby can’t see you. Give your child a chance I know that it will be hard the first few days to just leave your baby lying there but if you just walk away and let them get adjusted to the room and sleeping by their self. I promise you in two weeks they will be sleeping all night.

All five of my children ended up sleeping all by their selves. I never had to rock them to sleep or anything. As they got older I just said ok it’s time for bed. We would brush their teeth, drink a cup, and off to bed. They never had a problem going to bed without mommy. I now it can be hard on us parents to let our little ones grow up. Since my children were little and old enough to sleep by themselves they have woke up in happy moods and well slept. And guess what so has mommy.

Shannon Miller is the mother of 5 children. Come by and visit her and some of her experiences at http://www.parentingfroma-z.com

Problem Solving: The Easy Way To Solve Problems In Life

Life is full of problems.

The more you solve them, the more new ones come up.

And you can sweep problems under the carpet or run away from them.

Wherever you go, sooner or later there will be problems for you to solve.

Since this is a fact of life, you may as well develop some skills on how to handle problems in life.

Here are some insights on how to deal with problems in life so that you may achieve success and happiness.

One of the best ways to handle problems is to have the right attitude towards them.

Sometimes problems may be blessings in disguise.

Problems may be a way that existence is trying to assist us to create opportunities for us to grow and become better human beings.

Problems can hide opportunities not only for personal growth but also to create wealth and success.

For every problem, there should be a solution.

Whenever you encounter any problem that has no solution, you may well understand that it is not a problem to begin with.

Problems are also the first step in a new invention.

Dr. Scholl’s foot medications would not be around if people had not had problems with corns, calluses and other ailments.

We wouldn’t have automobiles today if people had not had problems getting from place to place quickly.

Every single invention was created because people had problems with something, so problems can really be motivational!

Problems also help you to meet new friends. If you are recently divorced,
you may join a group and meet some wonderful friends that will bring you
into a better life than the life you were living previously.

If you have a problem getting back and forth to work, y

1. What Is A Premise?

A premise is the point you have to prove in your novel. It is not a universal truth; it is true only for the particular situation of this novel. For example:

“a love of power leads to disgrace”

“a crime of passion destroys two lives”

“greed leads to loss of a great love”

In his “How to Write a Damn Good Novel”, James Frey says: “There is no formula for constructing premises, but according to Egri, every good premise should contain an element of CHARACTER which through CONFLICT leads to a CONCLUSION. A coward goes to war and becomes a hero. A brave man goes into battle and becomes a coward. A dramatic story is the transformation of character through crisis; the premise is a succinct statement of that transformation.”

2. How Do You Get The Copyright Symbol On Your Computer?

This depends on which word processor you use. In Microsoft Word, you can type a ‘c’ in brackets like this: (c) and it instantly transform into a copyright symbol.

Another way of doing it is to go to the ‘insert’ menu at the top of your screen, click on ‘symbol’, and choose the copyright symbol from the selections that pop up. Click on ‘insert’ and you’re done.

3. How Do I Fasten My Manuscript When I Send It To A Publisher?

This depends on the thickness of the manuscript.

• If you have a very short book or a short story, use a paper clip. Make sure your pages are numbered, and that your surname or story ti
  

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  tle is on each page. (Do this using the ‘header’ function on your computer. If you’re not sure how to do that, click on ‘help’ and type in ‘header’. Follow the instructions.)

• If you have a thicker manuscript, use a hardier clip (like a clip with fold-down snaps) OR put a sheet of cardboard at the front and back of your manuscript and secure it with large rubber bands.

DO NOT bind the manuscript in any way. No ring binders, no plastic folders (an editor will surely want to behead you if you send each page enclosed in its own plastic sleeve a display folder) and no holes punched and threaded with ribbon.

4. How Much Will I Earn From My Book?

How long is a piece of string?

Your income will depend upon things like:

• your track record as a writer (do you think J. K. Rowling earns more than Ms. New Writer from Nowhere?)

• How many people buy your book (usually this is an unknown quantity)

• How well your book is promoted (YOU can have an influence on this by your own actions and ingenuity)

• What competition you have when your book is released

• Your level of talent

• The following you have from previous books… if any

• The size of the publishing company

…and, for all I know, what the editor had for breakfast that morning. It’s a bit of a lottery. Just concentrate on doing the best writing you can, and focus on continually improving your craft. Cream rises to the top.

NOTE: Some editors do tell you in advance what they’ll be offering for a certain type of book (this often happens with educational publishers). They’ll sometimes offer a FLAT FEE for your work: which means you won’t get any further income. Sometimes publishers will tell you what the upfront payment is (that is, the payment against royalties) and the percentage of royalties you can expect.

5. Can I Send My Work To More Than One Publisher At A Time?

The publishing world is changing (and not before time, most authors would say). In the past, the ‘rule’ was that you should send your precious novel to only one publisher at a time. Too bad if each one took 4-6 months to get back to you, so two years down the track you were only up to Publisher No. 6.

These days, many publishers acknowledge that it is not fair to expect authors to wait for such a long time for a ‘yes’ or ‘no’. (Some still insist on being the solo submission – so leave them until last.) Send your work out to those who are OK with simultaneous submissions, and if you get rejected by all of those first, THEN send it to the one who insists on being the ‘only’.

If you send your work to more than one publisher at the same time, let them know that you are doing this, and assure them that you’ll let them know if you receive an offer from someone else.

The easiest route is to secure an agent, and let the agent worry about sending it out to all and sundry.

(c) Copyright Marg McAlister

Putting Baby to Bed all Night

I have never had any problem with any of my five children sleeping through the night. I started each child in my room until they seemed to sleep through most of the night. I then moved my children around the age of 9 to 10 months, into another close by room with a monitor. I made it a point to put them to bed at the same time every night. Even at nap time I tried to do it at the same time everyday. I know that sometimes things come up to where we aren’t home but if you take 2 weeks and stick with this routine your child will learn that this area of the house is for sleeping.

Now how to get them to sleep all night, I would first about 20 minutes before their set b

Are all the advances that we have seen in technology during the past twenty years necessarily a good thing in terms of operating a business more efficiently and more profitably? Maybe not.

I can remember sitting at airports as recently as 12 years ago and not seeing people talking on their cell phones. Today, you can walk into any airport of any significant size and find a virtual army of people talking on their cell phones. In particular, the number of business travelers who are using their cell phones is astronomically high.

I have to wonder what is so important that all these businessmen and businesswomen need to be constantly talking on their phones. Although I can’t say for sure how many of these calls are unnecessary, I can’t help but feel that the actual percentage of unnecessary calls is probably fairly large.

Why do I feel this way? Well, if all of this talking is so essential to properly operating a business, how did things ever get done back before everyone had cell phones? It wasn’t that long ago when the only way you could make a call from an airport was to use a pay phone. And you know what? There were a lot less business people making phone calls in those days.

Is there a greater amount of important things to talk about now? Was it easier to operate a business in those days? Has the business world changed to the extent that there now has to be an umbilical cord between the business mother ship and its’ traveling flock? Is business smarter today?

I don’t think the answer to any of the above questions is yes. In fact, I believe that I have a much better explanation. As

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is the case with almost all truly good explanations, mine is quite simple.

Cell phones make it too easy to talk on the phone. It’s so easy that people no longer devote any attention to focusing on what is really important. Instead, they just whip out their cell phone and talk and talk and talk.

Prior to the saturation of cell phones among business travelers, a businessman or businesswoman would have to find a pay phone and either pump coins into it or use a phone card to make a call. They would be confined to the uncomfortable position of standing or sitting in front of a row of pay phones, tied to their chosen phone like a dog on a tight leash.

If you’ve ever made a call from a pay phone in an airport, then you know exactly what I’m talking about. It’s not fun or easy. That’s why, in the “old” days, business travelers only made a phone call from an airport when it was absolutely necessary.

This is a good example of a facet of human behavior that you can always depend on. If something is not fun or easy, then it will only be done when it is absolutely necessary. But that’s not necessarily a bad thing.

Cell phones aren’t a bad thing either. It’s the misuse of cell phones that are bad. And in the context of the issue we are discussing, the misuse of cell phones by business travelers translates to wasting your businesses’ valuable time.

Even if the business traveler does not have anything better to do while at the airport (although I will argue that there is always an opportunity to spend your time in a productive manner), what about the time of the other employee they may be calling?

By the way, although I am using the airport business traveler for my example, everything I’ve said also applies to any of your employees who spend time away from your place of business and carry a cell phone.

At first glance, this may seem like an article written for the sole purpose of allowing me to hop on my soapbox and preach. However, there is a valuable piece of business advice tucked into this article, and here it is in a nutshell.

It’s okay to provide your employees with tools like cell phones. In many cases, doing so can make your business more efficient, more productive, and ultimately, more profitable. The key is that your employees must understand that like all tools, a cell phone is only useful if it is used wisely.

Simply stated: if it is not absolutely necessary to whip out your cell phone and make a call, then it is absolutely necessary to not whip out your cell phone and make a call.

We’re talking about time management, and the better your employees manage their time, the more efficient and productive your business will be. Every single minute of your businesses’ time that can be saved is a minute of time that can be used to do something productive to make your business more successful.

The words of Benjamin Franklin still ring as true as they ever did; “Time is Money.” Make sure your employees use your businesses’ time, and your money, wisely.

Frequently Asked Questions from Writers

1. What Is A Premise?

A premise is the point you have to prove in your novel. It is not a universal truth; it is true only for the particular situation of this novel. For example:

“a love of power leads to disgrace”

“a crime of passion destroys two lives”

“greed leads to loss of a great love”

In his “How to Write a Damn Good Novel”, James Frey says: “There is no formula for constructing premises, but according to Egri, every good premise should contain an element of CHARACTER which through CONFLICT leads to a CONCLUSION. A coward goes to war and becomes a hero. A brave man goes into battle and becomes a coward. A dramatic story is the transformation of character through crisis; the premise is a succinct statement of that transformation.”

2. How Do You Get The Copyright Symbol On Your Computer?

This depends on which word processor you use. In Microsoft Word, you can type a ‘c’ in brackets like this: (c) and it instantly transform into a copyright symbol.

Another way of doing it is to go to the ‘insert’ menu at the top of your screen, click on ‘symbol’, and choose the copyright symbol from the selections that pop up. Click on ‘insert’ and you’re done.

3. How Do I Fasten My Manuscript When I Send It To A Publisher?

This depends on the thickness of the manuscript.

• If you have a very short book or a short story, use a paper clip. Make sure your pages are numbered, and that your surname or story ti
  
  ]]> http://tobeart.wordpress.com/2008/11/08/time-management/feed/ 0 tobeart http://tobeart.wordpress.com/2008/11/04/electromagnetic-fields-and-your-health/ http://tobeart.wordpress.com/2008/11/04/electromagnetic-fields-and-your-health/#comments Tue, 04 Nov 2008 06:13:58 +0000 tobeart http://holy.com/244745 ]]> Electromagnetic Fields and Your Health

  In today’s lifestyle, you are exposed to man-made electromagnetic fields. The growing demands of ever-changing technologies and changes in social behavior have created more negative electromagnetic fields around you.

  There is a growing concern over possible health hazards from low-frequency electromagnetic fields.

  Electromagnetic fields (EMF) above certain levels can trigger biological effects! It is everywhere – computers, cell phones, fax machines, copy machines, television sets, stereo systems, air conditioners, microwave ovens and other electrical devices.

  Reported symptoms of exposure to high levels of electromagnetic fields include headaches, anxiety, depression, nausea, fatique and loss of libido!

  Here is a short list of reported events that indicates the potential hazards of EMF fields:

  - In 1972, Soviet researchers linked electromagnetic fields with low grade health problems such as fatigue and headaches.

  - In 1977, Rob
  

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  ert Becker, physician and biophysicist Andrew Marino testified before the New York State Public Service Commission about the results of their experiment that showed negative health effects due to exposure to ELF fields.

  - In 1979, Nancy Wertheimer an epidemiologist and physicist Ed Leeper published a study that showed a statistical link between childhood cancers and the proximity of certain types of high-current power lines to the home.

  - In 1982, a Washington State study examined the data for the deaths of 438,000 workers in the State occurring between 1950 and 1979. The results of the study showed that leukemia deaths were elevated in 10 out of 11 occupations where the workers were exposed to ELF fields.

  - In 1986, Dr. Bernard Tribukait, a professor of radio biology at the Karolinska Institute in Stockholm Sweden, reported that the fetuses of mice exposed to sawtooth electromagnetic fields had a greater incidence of congenital malformation than unexposed mice. The sawtooth waveform is a typical waveform generated by monitors and TV’s.

  - In 1988, the Maryland Department of Health and Hygiene found an unusually high rate of fatal brain cancer among men employed in electrical occupations.

  - In 1989, John Hopkins University found an elevated risk of all cancers among New York Telephone Company cable splicers.

  - In 1990, David Savitz, an epidemiologist at the University of North Carolina, determined through a study that pregnant woman who used electric blankets have children who have a 30% increased risk of cancer as compared to children whose mothers didn’t use electric blankets.

  Those are more than enough reasons to reduce the electromagnetic fields around you!

  Chi WaveGuard is a health-protector that contains ‘chi’ technology material. It is the result of a state-of-the-art bio-wave technology that was developed in Japan. Positive ‘chi’ energy released by Chi WaveGuard neutralizes the negative effect of electromagnetic fields radiated from electronic appliances. Find out more at http://www.healthy-energy-lifestyle.com

  Time Management –The #1 Cell Phone Problem Every Successful Business Must Avoid

  Are all the advances that we have seen in technology during the past twenty years necessarily a good thing in terms of operating a business more efficiently and more profitably? Maybe not.

  I can remember sitting at airports as recently as 12 years ago and not seeing people talking on their cell phones. Today, you can walk into any airport of any significant size and find a virtual army of people talking on their cell phones. In particular, the number of business travelers who are using their cell phones is astronomically high.

  I have to wonder what is so important that all these businessmen and businesswomen need to be constantly talking on their phones. Although I can’t say for sure how many of these calls are unnecessary, I can’t help but feel that the actual percentage of unnecessary calls is probably fairly large.

  Why do I feel this way? Well, if all of this talking is so essential to properly operating a business, how did things ever get done back before everyone had cell phones? It wasn’t that long ago when the only way you could make a call from an airport was to use a pay phone. And you know what? There were a lot less business people making phone calls in those days.

  Is there a greater amount of important things to talk about now? Was it easier to operate a business in those days? Has the business world changed to the extent that there now has to be an umbilical cord between the business mother ship and its’ traveling flock? Is business smarter today?

  I don’t think the answer to any of the above questions is yes. In fact, I believe that I have a much better explanation. As

  
  ]]> http://tobeart.wordpress.com/2008/11/04/electromagnetic-fields-and-your-health/feed/ 0 tobeart http://tobeart.wordpress.com/2008/11/02/online-cash-advance-loans/ http://tobeart.wordpress.com/2008/11/02/online-cash-advance-loans/#comments Sun, 02 Nov 2008 05:19:59 +0000 tobeart http://holy.com/199615 ]]> Online Cash Advance Loans

  Cash advance loans are extended to an applicant who may require fast, immediate cash in order to tide over a shortage and cannot wait until the next payday to clear pending bills. These loans are quick to obtain on relatively low requirements.

  Most services that offer cash advances don’t require any credit – they don’t perform credit checks on an applicant, since most loans are guaranteed based on the applicant’s monthly pay. They extend loans to the client for up to $1,500. Cash advances are usually small amounts and are transferred to the applicant’s checking account once they have completed the online application procedure. There is almost always instantaneous approval if the requirements are me
  

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  t, and the requested amounts are transferred to the applicant’s checking account within 24 hours. The applicant can also usually ask for a three-day extension for the loan – most loans are given for 15 days, after which they must be repaid.

  Before applying for such loans, it is important to check out the authenticity of such online agencies. The applicant must ensure that the site in question is certified for security and provides full protection for its customers, as applicants give sensitive information when filling out online forms. The applicant should also ensure that the site has seals regarding security given by credible agencies that certify digital securities. These seals usually appear on the bottom of web pages.

  Before applying for the advance and hitting the go button, the applicant must read all documentation carefully. The fine print should be thoroughly examined, and it is important to remember that while online transactions are convenient and hassle-free they need to be also done with a lot of caution.

  In the end however, it is worthwhile to note that the online cash advance loans are a great blessing for those who find themselves in a tight financial spot between paydays. For ease, convenience and speed, the online cash advance method has definitely no equal.

  Online Cash Advance provides detailed information on Online Cash Advance, Online Cash Advance Loans, Online Advance Cash Requirements, Online Payday Cash Advance and more. Online Cash Advance is affiliated with Fast Cash Advance.

  Electromagnetic Fields and Your Health

  In today’s lifestyle, you are exposed to man-made electromagnetic fields. The growing demands of ever-changing technologies and changes in social behavior have created more negative electromagnetic fields around you.

  There is a growing concern over possible health hazards from low-frequency electromagnetic fields.

  Electromagnetic fields (EMF) above certain levels can trigger biological effects! It is everywhere – computers, cell phones, fax machines, copy machines, television sets, stereo systems, air conditioners, microwave ovens and other electrical devices.

  Reported symptoms of exposure to high levels of electromagnetic fields include headaches, anxiety, depression, nausea, fatique and loss of libido!

  Here is a short list of reported events that indicates the potential hazards of EMF fields:

  - In 1972, Soviet researchers linked electromagnetic fields with low grade health problems such as fatigue and headaches.

  - In 1977, Rob

  
  ]]> http://tobeart.wordpress.com/2008/11/02/online-cash-advance-loans/feed/ 0 tobeart http://tobeart.wordpress.com/2008/10/31/what-architectural-style-should-you-choose-for-your-antique-fireplace-and-mantel/ http://tobeart.wordpress.com/2008/10/31/what-architectural-style-should-you-choose-for-your-antique-fireplace-and-mantel/#comments Fri, 31 Oct 2008 20:51:32 +0000 tobeart http://holy.com/9276 ]]> What Architectural Style Should You Choose For Your Antique Fireplace And Mantel?

  Gothic Architecture – The gothic style is typically skeletal-looking with stone structures and large stretches of glass, piercing arches, bunches of columns grouped together and inventive details like gargoyles.

  Rococo Architecture – Rococo architectural style is very dainty and highly ornate. It often includes ribbon and floral patterns. This is a style that started in France.

  Renaissance Architecture – A much cleaner, simpler design option is the renaissance architecture style. There are usually fewer ornaments in this style with more straight lines. Renaissance also included the introduction of leaves, vines and plant patterns.

  Romanesque Architecture – Romanesque style is characterized round or slightly pointed arches, piers supporting vaults, and groin vaults. Romanesque refers to of Roman origin.

  Though some styles are more suited to certain materials, you can usually find the combination of style and material you like by searching. Material choices include:

  <stron
  

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  g>Marble – The benefits of using marble for your mantle includes color variety, very easy to maintain, doesn’t scratch or damage easily and since it is unlikely to be permanently damaged in a fire, you may be able to find true antique fireplace mantels rather than a reproduction. Some of the disadvantages include the inability to change the color when you redecorate, the limitation of colors since it’s a natural material and the high expense.

  Cast Stone – Cast stone is actually molded cement of one kind or another. You have a wider variety of color choices with cast stone because the cement is dyed. The biggest advantage of using cast stone is that it can be made to look like more expensive stone, like granite or marble without the big price tag. It can have a poor resistance to water, which is the biggest drawback.

  Wood – With endless color options and relatively simple change of color, a wood mantel is a great choice if you plan on redecorating every so often. You can refinish it to show off the natural grain or paint it with colors that go with your new motif. Oak, Walnut and Cherry woods were typical wood types used for mantel building. The disadvantages of wood include being vulnerable to home fire and water or humidity damage.

  Carved Stone – Carved stone mantels bring a history with them since each antique mantle of this type has been carved by hand. While these can be hard to find, because of their limited number, they can be a wonderful addition to a room. The high cost and rarity of carved stone mantels are the biggest obstacles.

  There are many places to look for antique mantels. If you live in an old town, let your fingers do the walking in your phone book for “architectural salvage”. You can also run an online search for the same along with the style and material you are looking for.

  Whether you choose a gothic mantel made of carved stone, a marble Romanesque mantle or any other combination, you should have it installed by a trained professional to make sure it lasts for decades or even centuries.

  Richard Billington is part of Westland London, a UK based company specialising in antique fireplaces and chimneypieces. Westland London offer a wide range of antiques from various periods of history.

  http://www.westlandlondon.com

  Online Cash Advance Loans

  Cash advance loans are extended to an applicant who may require fast, immediate cash in order to tide over a shortage and cannot wait until the next payday to clear pending bills. These loans are quick to obtain on relatively low requirements.

  Most services that offer cash advances don’t require any credit – they don’t perform credit checks on an applicant, since most loans are guaranteed based on the applicant’s monthly pay. They extend loans to the client for up to $1,500. Cash advances are usually small amounts and are transferred to the applicant’s checking account once they have completed the online application procedure. There is almost always instantaneous approval if the requirements are me

  
  ]]> http://tobeart.wordpress.com/2008/10/31/what-architectural-style-should-you-choose-for-your-antique-fireplace-and-mantel/feed/ 0 tobeart